enjoy myself for, say, 5-10 years, then retreat to a simpler lifestyle (after 70-75, if no LEE occurs).
Probably a good decision, but I suppose you have good insurance or social security, because what if you need extra medical treatment after 70-75 and have no private money left?
Another important question: why do I feel as if I'm in the Ivory Tower?
true, but in US, most medicals (but not all) are covered by medicare (after 65). Right about soc security too-albeit average is small in US, about $18K/year, but copay for medicare is running about $2K/year. However, who knows if this will all survive the torments of the Fourth turning.
Re ivory tower-education levels here vary, but by now all still here are battle-hardened hodlers (at least in words, lol). The rest simply left.
i get medicare when i turn 66. yrs and 6 months. old.
time is over 67 if you were born in 1958.