Quote from: philipma1957 on Today at 06:31:06 PM

Quote from: Biodom on Today at 06:22:36 PM

Quote from: friends1980 on Today at 06:16:57 PM

Quote from: Biodom on Today at 06:06:02 PM

enjoy myself for, say, 5-10 years, then retreat to a simpler lifestyle (after 70-75, if no LEE occurs).

Probably a good decision, but I suppose you have good insurance or social security, because what if you need extra medical treatment after 70-75 and have no private money left?

Another important question: why do I feel as if I'm in the Ivory Tower?

true, but in US, most medicals (but not all) are covered by medicare (after 65). Right about soc security too-albeit average is small in US, about $18K/year, but copay for medicare is running about $2K/year. However, who knows if this will all survive the torments of the Fourth turning.

Re ivory tower-education levels here vary, but by now all still here are battle-hardened hodlers (at least in words, lol). The rest simply left.

i get medicare when i turn 66. yrs and 6 months. old.

time is over 65 if you were born in 1956
time is over 66 if you were born in 1957
time is over 67 if you were born in 1958.

Phil, nope.
Everybody gets Medicare at 65.
You'll get social security at whatever times you indicated, which are also only partially correct (for last, not 1958, but 1959 and not over 67, but 67).
This is actually important because you HAVE to enroll in medicare at 65, plus/minus 3 or four months.
If you apply at 66, 6month, you would have a large and PERMANENT penalty, so i suggest to check it out.