almost all posts in this thread give a negative assessment of RIPPLE, the fact that Centralized systems like Ripple are bad, they can throw away at any time and turn the owner into a billionaire and all of you fall victim to this scam
That's the point, centralized coins have the goal to make rich a certain number of people, while decentralizes coins give the same chances for all.
The thing that i don't like about XRP is the amount of them. We don't really know how many ripples are there, but we know the owners are holding some enormous amounts with the idea of sending them to markets at some point. And that's a nasty market manipulation from my point of view.
It is true why nowadays people prefer decentralized coins to centralized coins like XRP, because decentralized coins provide equal
opportunities to everyone. And most importantly, decentralization of coins provides freedom for holders to manage their own finances.
So it is only natural that there are many negative posts related to XRP, but still, but still despite the many shortcomings of XRP as
a centralized coin, I think XRP as a top altcoins is indeed quite safe as a long-term investment.