As a centralize coin, is it really safe for people when xrp team could do anything at anytime if they want? As a top ranked coin, i agreed that its safe for long but will it really profitable? As we can see, team trying to develop it, doing partnership with largest companies but xrp consistently losing its values even 90% lower than ath. So trading with it maybe okey but i can't even think about hodl it for long term
XRP might have been doing a good rise in the market in the past days but having it as a centralized coin even if its a top coin could mean not ideal for long term holding. Although what we have here are more on speculations but i prefer to invest in decentralized coins that are on the top of coinmarket cap than focus in XRP which i might regret in the future.