Quote from: Emily Perkins on Today at 08:13:32 AM

True, I read some stories about how PayPal froze some accounts without any reasons, I wouldn't trust all my crypto to 3rd party custody.

Well, pretty much all of the exchange cannot be totally trusted, and every exchange has the power to freeze your account. The moment you send your crypto to an exchange, then those crypto doesn't belong to you anymore automatically.
If PayPayl completely operates as an exchange, it will fall under the centralized exchange category, and I don't think a lot of crypto enthusiast would like to engage with centralized exchange.