Quote from: 20kevin20 on Today at 11:39:27 AM

Quote from: GazetaBitcoin on Today at 06:46:14 AM

Revolut nu permite sa detii criptomonede. Nici XRP, nici alta criptomoneda.

Permite, dar nu te asigura nimeni ca detii cu adevarat criptomonedele pe care le achizitionezi. Revolut aplica aceeasi tactica pe care o aplica si PayPal.

Atentie, aici e o diferenta intre a detine crypto si CFD-uri. Revolut vinde o iluzie doar, similar PayPal, in sensul ca permite achizitia si vanzarea de crypto, insa fara a detine propriu-zis criptomoneda. Mai precis, detii valoarea in fiat a activului (ex. BTC) si nu activul respectiv. In cadrul Revolut nu ai un portofel crypto, nu ai nici chei publice, nici chei private; fondurile crypto "detinute" nu pot fi transferate in alt portofel crypto (intrucat ele nu exista, lol) etc. Si asta intrucat Revolut lucreaza cu CFD-uri, nu cu crypto. Cu alte cuvinte, detii contravaloarea criptomonedei "achizitionate", nu criptomoneda in sine.

Acest aspect este detaliat si la ei pe site:

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How we hold cryptocurrency as your nominee

We will hold your cryptocurrencies on your behalf [...] You will not be able to carry out transactions yourself.

The cryptocurrency we buy for you is held in a ‘virtual account’ that also holds cryptocurrencies for other Revolut customers. You will not have a separate cryptocurrency account. You can use the Revolut app to see the amount of cryptocurrency we’re holding for you.

[...]

5. Transferring or spending cryptocurrency

Transferring cryptocurrency to other Revolut customers

You can transfer cryptocurrency to other Revolut customers in the Revolut app. When we accept your instruction, we’ll transfer your beneficial right in the relevant amount of cryptocurrency to them.

You can’t transfer cryptocurrency to anyone who is not a Revolut customer.

Spending cryptocurrency

You cannot pay in cryptocurrency using your Revolut Card either. This means that if you make a payment using your Revolut card, and the only funds you have are in a cryptocurrency, the payment will fail.

Mai multe detalii despre aceste CFD-uri cu care lucreaza Revolut gasim pe site-ul Asociatiei de Supraveghere Financiara (se gasesc si pe alte site-uri, dar cred ca acesta e cel mai relevant):

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CFD-urile pot părea similare investiţiilor obişnuite cum ar fi acţiuni, dar acestea sunt foarte diferite deoarece nu cumpăraţi sau nu veţi deţine niciodată activul suport al CFD.

Atentie, aceleasi CFD-uri le regasim si la alte firme oarecum populare, care una spun si alta fac, cum ar fi eToro sau PayPal.