Quote from: AlcoHoDL on Today at 07:44:50 AM

"Not your keys, not your Bitcoin."

My coins are not getting out of my deep-freezing cold storage unless there's a really good reason to.

My current salary is more than enough to cover my living expenses, and even some fun part of life. For me, Bitcoin covers two things (in order of importance):

1. Psychological peace of mind that I can do/buy whatever I need, when I need it.
2. Funding my hobbies and fun side of life, without having to look at the price tag before buying the stuff I want.

Bitcoin value has just surpassed the level that enables the above to start happening. Why risk ownership of my Bitcoin, just to earn some interest, and paying it dearly by not being able to sleep at night, worrying if/when celsius.network will go south and take my coins with it? Bitcoin's main benefit is taking out the middleman between the owner and his wealth. Why would I want to add a middleman? Risking messing up something near-100% certain does not make any sense to me. There's no "free lunch" in this life.

"Not your keys, not your Bitcoin."

Edit: Corrected typo.

If you have at least double the btc you need to attain your objective, why not earn 4.5% on your btc with half, or even 1/10th?

Do you hold a bit of fiat savings as well to cover you through the downcycles? If so, at least get 12.5% return on your fiat-pegged stablecoin.

Nothing is 100% safe in this world, even cold storage. Diversify.