Quote from: MUHAMMAD NUR AMANAH on Today at 11:49:26 AM

It would be a natural thing if one had a cash stash of my own would do the same because it could be for urgent purposes but in modern times like today maybe credit CARDS are the best solution for everyone because it's more practical and easier to be safe from no crime and probably cash is also important because it's not all on credit CARDS or coin crypto because there's still a lot of people who don't have a account At the bank for other small things I still use cash and I think in my country if it applies payment in all things with credit CARDS I think it's still too hard to make that up because the need for life is so much cash as possible. This is what makes us have the cash we need to prepare

If you change "credit" to "debit", I can agree with you, because at the end of the day debit cards are a form of cash, electronic of course, and that implies less friction when it comes to spending. In today's increasingly cashless society, debit cards are the least bad alternative. Credit cards are a much poorer alternative because they involve less friction when it comes to spending and many people end up getting into too much debt and paying a lot of interest for using them.