In my opinion, XRP is worth investing in. Positive sentiment continues to emerge after XRP received a review from the SEC, that XRP is a security by looking at various aspects both value and usefulness.
I would be very careful about that, I mean there are so many situations going on with XRP that it could basically bottom out as well, there is a chance it could crash and burn. The SEC deal is not over, they will be punished, but what will they be punished for? Will it be global situations (xrp being used everywhere), will it be printing their own money, will it be having a ledger that's not registered, will it be simply just a "non registered asset" which would be huge fine but nothing for future because they can just register and move on.
Basically it is going to change a lot, there is a way for them to get out with paying some fine and being ok and there is a chance they could be bankrupted because of what is going on, all of which is perfectly possible. I wouldn't risk it, this is a high risk high reward situation but that risk is way too high for me.