what I should be doing is perusing criminal charges. Your theft is not just a civil matter at this point
Oh brother, could you possibly be more maudlin and self-pitying?
A 105% refund is not "nothing" no matter how much you prefer a 600% windfall.
No court is going to ignore the fact you refused a refund in legal tender.
Have you read a Federal Reserve Note lately? It does what it says on the label (settle all debts, public and private).