Where is APY better. What have you heard about Near and whether it is worth staking this token
Do not fall into this well-known fallacy. Any coin or token you may stake may end up in value diminishing over the time which means your capital+interest (stake rewards) may not get back your ROI with decreased new value. I am saying this after tried many POS and MN coins. Currently I am staking TRON but its value in BTC is not doing well still I entered into it hence simply continuing it regardless of my profit/loss levels.
I bought Tron when it was trading around 700 satoshi by the times of February 2018. Then its value started to fall and currently it is trading around 160 satoshi levels. Regardless of whatever APY, I am getting; I am just still in loss in BTC value calculations.