Thinking out loud on the idea of taking a loan on your BTC to buy something (like a house or even a car)...

From what I have seen you have to store twice amount of BTC on the exchange to get half in a dollar loan at around 4% interest. I've also seen that the loan is for one year which means you need to pay it off each year.

-snip-

I'm warming toward the lending scenario. But I need to trial a loan first. I also saw that BlockFi is under some legal pressure so the ability to go through them could go away in the next couple of months.