If negative ratings remain after someone has honored their commitments, why would someone repay a delinquent debt, but more importantly, why would someone complain about a delinquent debt if doing so will mean the debtor will receive a prominent negative rating?
I don't know, QS, why do credit rating agencies keep people's FICA scores at 600 for years when they don't pay their credit card bills? Why are men being fired from their jobs for mere accusations of sexual misconduct? Why do people earn reputations as being unreliable, or liars, or scammers? Why do we tag
anyone on this forum for scamming? Those are all questions as good as the ones you're asking, yet those things happen.
In addition, regardless of whether red trust flips that moral switch in lightlord's head, triggering him to withhold payment from everyone he owes, that trust should stand as a future warning to anyone thinking of joining one of his campaigns. Obviously the neutral trust he got the last time didn't do the trick, or nobody cared.