Quote from: The Pharmacist on Today at 12:41:29 AM

Quote from: Quickseller on Today at 12:25:54 AM

If negative ratings remain after someone has honored their commitments, why would someone repay a delinquent debt, but more importantly, why would someone complain about a delinquent debt if doing so will mean the debtor will receive a prominent negative rating?

I don't know, QS, why do credit rating agencies keep people's FICA scores at 600 for years when they don't pay their credit card bills? Why are men being fired from their jobs for mere accusations of sexual misconduct? Why do people earn reputations as being unreliable, or liars, or scammers? Why do we tag anyone on this forum for scamming? Those are all questions as good as the ones you're asking, yet those things happen.

Lenders will treat potential borrowers differently if a potential borrower is currently delinquent on a loan, compared to a borrower who was previously delinquent, but is now current/paying as agreed.

IMO being fired for a mere accusation is inappropriate, but a substantiated accusation of sexual misconduct is obviously more serious than not paying your bills on time.

Tags are given out as a deterrence to scamming. A flag for a contract violation should be opposed (and support should be withdrawn) if the damaged party has been made whole. The statement that is made when supporting a contract violation reads, in part:

Quote

[user] did not make the victims of this act roughly whole, AND it is not the case that all of the victims forgave the act