Quote from: freedomgo on November 08, 2021, 07:41:27 PM

Quote from: wxa7115 on November 08, 2021, 05:31:10 PM

Quote from: Piggymonster on November 03, 2021, 02:46:25 AM

Quote from: Darker45 on November 02, 2021, 03:01:00 PM

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Yes, the effects of inflation that badly affected our finances, forces us to cut out luxuries and tighten our belt to keep up with the rising cost of living. So we must be smart on spending and focus only on the needs not on wants or desires, but if it can still fit your budget then why not? However, buying things impulsively can lead to many buying mistakes, chances are you are paying too much for it since you did not take the time to shop around for better deals. There are many things to consider before purchasing something like Does this item have a purpose? Do I really need it? How long will it last? Is there a better option than buying this? Things like these need much time to think about, for example like buying a car, it is not an asset but more of a liability and car has a depreciating value. Why not opt for a public transport you can save up to four times the money you use commuting in your private or personal car. Live a comfortable life not a wasteful one, do not spend to impress others, focus on what you actually needs.

And this is why so much people are indebted to the point that any small crisis is more than enough to cause financial ruin for them, there is a big difference between needs and wants, and people have trouble distinguishing them, the truth is that compared to our wants our needs are way smaller and can be easily fulfilled.

It is because people confuse wants with needs that causes them to get into financial trouble, by buying a house way bigger than what they can afford or buying a car when public transportation can be more than enough to cover their needs to travel and it is a cheaper option as well, so before making any significant financial move we need to always consider if this is a real need or if this is a want and reduce our expenses accordingly.

Having your own house and your own car is definitely a dream every man wishes for. But considering you still have other means that are more important than them, then you should still set aside them so you can attend to your needs rather than fulfilling your wants. I just hope things will be much easier that you can easily want to accomplish your wants or even dreams in life, but knowing the fact that you still lack the finances, then maybe it will open up the reality that its better to suit yourself now on what is available.

While I would like for our wants and needs to be more easily fulfilled this is not possible, after all as you stated many people have similar goals, this means that everyone is looking for the same, which means the competition for the things that you may want is fierce and if someone is not willing to put the effort necessary to achieve them then they will lose those very same things against someone else that is willing to do so.

This means that you either limit those goals on purpose to make them easier to achieve for you, work harder to get them or accept the possibility you could not reach your goals, something no one wants to think about but which is common as not everyone is able to achieve what they want for their lives.