•Bitcoin replacing Banks.
I feel they simply don't like all of this and are intimidated by the future, do you think so likewise ?
Bitcoin won't replace or take over or kill banks. It won't happen. Bitcoin, fiats and CBDCs will co-exist in the future. They will have different proportion in our society and have different target populations.
Think of paper book, e-books for example. They co-exist after many years since the innovation of e-books. Each type has own use cases and pros as well as cons.
Exactly, People I've seen (most) need to have the satisfaction that their money is safe and protected but they're not responsible for it.
This behavior itself is avoiding responsibility and one of the many reasons for them to prefer Bank over Bitcoin or Crypto.
Banks also provide loans which Crypto also can but it's complicated and is extremely hard to handle.
The reason why banks still get the trust of the majority of people, is because banks can provide security and protect their customers money,
without the hassle of customers being responsible for their money. All the banks will handle it, while in crypto we ourselves must be responsible
for the security of our money. For people who want to manage their own finances, without a third party involved it will choose crypto.
And in the future more and more people will choose crypto, because people will increasingly understand the benefits they get from crypto.
But that does not mean that in the future banks will disappear, but it is likely that banks will start adopting crypto. According to my predictions
eventually everything will remain both banks and crypto, because it is impossible for a bank system that benefits the government to be replaced
by crypto.