What's your thought about credit cards? Do you consider them a banking fraud, just to trick you to spend money you don't have, or a useful tool if used correctly? Do you have one yourself?
For myself and maybe most people, credit cards may be a trap. Yess, although it is not easy to get a credit card, but in fact, once we have credit cards, we may turn to a different condition. Sometime, it will trap us to spend more and more money by using the credit card until reaching the limit. And this will influence k how we pay later. Crrdit cards, sweet at first, bad in last and impact.
We must be smart, wise, and careful when ysing a credit cars in order to to drive unconsciously to spend so much money through this