Quote from: TelolettOm on November 17, 2021, 10:58:57 PM

Quote from: Ultegra134 on November 13, 2021, 08:34:15 AM

What's your thought about credit cards? Do you consider them a banking fraud, just to trick you to spend money you don't have, or a useful tool if used correctly? Do you have one yourself?

For myself and maybe most people, credit cards may be a trap. Yess, although it is not easy to get a credit card, but in fact, once we have credit cards, we may turn to a different condition. Sometime, it will trap us to spend more and more money by using the credit card until reaching the limit. And this will influence k how we pay later. Crrdit cards, sweet at first, bad in last and impact.
We must be smart, wise, and careful when ysing a credit cars in order to to drive unconsciously to spend so much money through this

A trap that may mislead you but at least a credit card helps you to buy what you want even though you will pay it off in installments. I'm not saying credit cards are a bad thing but at least you can achieve your dream of buying what you want in installments. Wink

This has two thoughts that may take advantage of and some will be a loss for the next few years.