What's your thought about credit cards? Do you consider them a banking fraud, just to trick you to spend money you don't have, or a useful tool if used correctly? Do you have one yourself?
For myself and maybe most people, credit cards may be a trap. Yess, although it is not easy to get a credit card, but in fact, once we have credit cards, we may turn to a different condition. Sometime, it will trap us to spend more and more money by using the credit card until reaching the limit. And this will influence k how we pay later. Crrdit cards, sweet at first, bad in last and impact. We must be smart, wise, and careful when ysing a credit cars in order to to drive unconsciously to spend so much money through this
A trap that may mislead you but at least a credit card helps you to buy what you want even though you will pay it off in installments. I'm not saying credit cards are a bad thing but at least you can achieve your dream of buying what you want in installments.
This has two thoughts that may take advantage of and some will be a loss for the next few years.