When it comes to investment that has 20% ROI or more, Nigerians don't joke with it. They are all ready to invest with their whole money and still borrow money to join(invest). What mads me is the way scams and Ponzi schemes is been promoted on social media by so-called influencers making their followers invest without proper research.
Nigerians are easily carried away when it comes to Ponzi schemes. That's why the majority falls easily to scam. I thought the issue of MMM has thought us a big lesson, I don't know so many people are yet to learn from the experience.