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Please tell me - how is the issue of the loss of funds associated with network commissions resolved, with the regular purchase of inexpensive goods / food? According to my calculations, if the payment acceptance scheme works on standard terms, where there is a commission. Moreover, the level of commission can be commensurate with the cost of the transaction itself. Taking the same bread, vegetables, eggs - the price is not high, the transaction fee is noticeable, which gives rise to the problem of losing personal funds. Or has everyone included the commission in the price of the goods?

Merry christmas!

I am happy to dispell your doubts once more.
Firstly, you are right, for food and small purchases the fees would be significant, as an example, a kilogram of maize flour here costs about 1$, so paying on chain is not a good idea.

For these cases people do not use on-chain transactions, they use instead wallets or exchanges like Binance, instead, which allow in-exchange transactions without fees. Binance is becoming quite popular here, so are other exchanges, people mostly are using these for those micro-payments you describe and (hopefully) the main stack stays in a non-custodial wallet.

See: https://pay.binance.com/en