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Hi! Do you lend to everyone?

I don't think yes is the answer to that because lending money online is the riskiest kind of business in this forum and you can't guarantee someone that they are going to pay you back. Also, you can't ask for a loan when you're a low ranking member of the forum, not enough trust can be put into you so these lenders will stay away from you.

It’s a pity that the rules are strict, I just needed a small loan

So, reading this thread you thought, hey this one is naive maybe he'll give me a loan that I don't have to pay back. right?
First, this thread is not a loan service offering, it's accusations against a bad person who abused someone's trust. Next, your chances of getting any loan here are zero, only if you have good collateral to offer.

No i didn't think so. Indymoney didn't have collateral?