If you're newbie in trading and if you're going to trade altcoins, you should know that you can easily lose up to 99 percent of the deposit in a couple of transactions.
If you are newbie then be careful with your money and invest it wisely. Majority of new investors end up losing there money whether it's altcoins or btc. So idea of taking loan and investing in crypto is strictly not recommended for newbies.
The loan you take must be paid back on agreed time otherwise interest will keep piling and there are bear seasons in crypto market that can last for months or years. So you need to keep this thing in mind while you think of taking loan and investing in crypto.