@Bit Happy
Ripple may seem difficult to understand to some, it depends on your knowledge of finance. For you to get a better grasp about how there can be BTC:Bitstamp, take a quick jog over to wikipedia and read about the Free Banking Era of the 1800s (before the Fed).
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Thanks, I do understand it.
Almost no one who lives within 20 miles of me would be interested in Ripple (only exaggerating slightly), and I live in an area that is (on average) "well educated".