Would you really choose "potential" over "stability" when market looks to be heading south? Higher caps may have pumped already and will not give you 100X but the chances of survival at this time is higher compared to low caps who are yet to be proven. It's still up to you if you want a higher risk-higher return approach but I just want to add another perspective.
Then you have to ask yourself, which one would you prefer? Do you want a potential x100 that has even higher potential to be zero in the near future, or would you prefer x2 or even as high as x5, but at least a bit more guarantee that it will not be zero. This is the way you could make profit in crypto.
A yearly mere 25% would be huge income if you do that for 50+ years, if you do that like 25 years then it would still be a good price point as well. I personally do not believe that it should be too much of a deal for people to make that much return. So, do not focus on making x100 quickly, because you may lose all of your money, focus on less riskier investments.