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What is the main problem you want to solve with this? What makes you think more problems won't be created trying to solve the problem.

Do you have examples of assets that do not or will not lose value?

Your idea is very interesting though

Good question.
In my opinion, the main problem is that everyone is trying to solve the new decentralized financial system within the framework of the old proven monetary system. This mistake is made by everyone who is trying to come up with another stable coin by tying it to the dollar or another Fiat. Satoshi proposed another solution for the development of a new decentralized economy and everyone together undertook to link Bitcoin to the Dollar, everyone began to print their own stable coins without understanding the basics of the value of decentralized finance, this is the same as the treasury began to print dollar No. 1, No. 2, No. 3, etc. as much as necessary and we will do.
I solved this problem with my project by creating an example of an asset that under no circumstances can be devalued because it is not tied to Fiat, which means it cannot be reset.

Give me some time to go through your work and understand exactly what it's about.
Are you a programmer?

Central means controlled specifically by someone.
The World Bank is a Decentralized Bank with no center, managed simultaneously by all its co–owners, wherever they are. This bank, accumulating the financial asset of its owners, brings profit to everyone. Its main advantage is that it cannot be bankrupted.
Decentralization has no center.

A truly Decentralized Bank with no center should be very difficult to centralize. There are several things that disqualify World Bank from being considered a Decentrized Bank, eg Privacy/Anonimity of owners, barrier of entry etc

If you explain why it is necessary to centralize a decentralized bank, then I will try to answer. If you think that your anonymity is at risk in this bank, then it seems to me that everyone is responsible for the anonymity of their wallet address, there is no verification in this bank.

I mean those who control a decentralized system should be anonymous, or their privacy should be well protected otherwise a bad actor who wants to centralize the system could easily hunt them down and get them to surrender control & do whatever he wants them to do. I developed a project that not only anonymize participants but regularly randomize them to make such takeover almost impossible, yet the participants can be punished when they try to hurt the system while being anonymous.
Anonymity needs to be guaranteed to participants to prevent a takeover and centralization a decentralized system.

I don't understand you at all, can a system be decentralized if its control is carried out by anonymous people, who, according to you, are regularly randomized? In my opinion, this is pseudo decentralization.
The project completely lacks any regulator. The main advantage of the project is that the owners of ETH manage their financial assets without transferring them on their own to anything other than their addresses connected to the smart contract, or only for the necessary initial connection, and also if they only need bond tokens.

Placed ETH in the depository cannot be stolen from the addresses of the owners connected to the smart contract, as it is blocked, which provides additional insurance for invested funds.

A crypto bank is a network of individual smart contracts, united by a common control over the emission of bond tokens, managed jointly by all owners of the ETH deposit and by no one in particular. Anyone who has placed financial assets in a deposit at their address in a smart contract can become a co-owner of a crypto bank.