The whole "digital asset" meme is a sand castle built on the shore or a rising ocean. With bitcoin - there is no company, there are no employees, there is no product, no revenues and no profits.
It’s open source, the amount of talent that worked on this and the research that was being done, is worth more than any shitty centralized company could afford/ be able to pull off. It was the most successful asset of the last decade, this doesn’t happen accidentally or from pure hypes, it’s work. - Nice try to talk down on something that is open source, and try to criticise it because it’s not in private hands. Logic.
There is a community, there are contributors in various forms, there is a software and a network that’s holds more value than some countries, people are profiting, businesses that build on Bitcoin are generating revenues.
If rates go above 3.5% - look out below - for everything.
Then some countries will go bankrupt, but sure let’s believe in this fairytale. And let’s believe that Bitcoin can’t survive in an 3.5% interest environment, when inflation is over 10%. Every investor in the world will run into bonds to have some guaranteed losses. The most sound money in the world couldn’t survive this, while being the actual fix to this economic mess. Bring the interest rates on, it will only make it more obvious to people why Bitcoin is needed.
"If it sounds too good to be true - it usually is"
So stop listening/ reading now and just verify it.