This loan application sharks are scattered all over different android application ads. Mostly in free applications that requires internet to play the game, use the app, or any kind of service. Good suggestion, avoid them. It would be a lot better to just go directly with private banks and take the loan there than this unknown application which we don't know if are credible. It may also be possible they are running a scam business and your government don't know a thing about it. You will have more problems if that is the case when bad things occur.
Those apps have hit the psychology of borrowers, if you go to the bank to loan money, it needs a lot of paperwork and costs to pay before they accept to lend us. In contrast, in loan apps the procedure is quick, with just a few simple steps then you have the amount you need to loan in your account. It is because of this psychological loophole that many people have fallen into the trap of these ghost apps.
Unfortunately a great deal of people fall into the trap of those loans that come without any kind of background check on their ability to repay the loan, this means that they end up getting so much debt that it is going to be almost impossible for them to pay their loan especially since interests are very high in those types of loans, so I will suggest to anyone that is thinking about doing something like that to never do it because whatever problem that you had a time that required that loan is probably going to get way worse if you take a loan like that.