Quote from: eaLiTy on Today at 06:09:08 PM

Quote from: uneng on July 24, 2022, 04:12:33 AM

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People create so many worthless fixed expenses nowadays. It can be monthly subscriptions of services they barely use, eating out too often, purchasing superfluous clothes, accessories and items in general just for vanity towards the society. Sometimes people have all the tools they need on their hands to finish a solid building, however, since they don't know how to use them properly, it will look like they constantly need more and more tools indefinitely.

It all depends upon your purpose of life, if you want to live a life where you want to save money and then spend during your old age and that is how majority of the earlier generation used to do and at the end of the day their health will not help either if you want to explore. I do make these expenses as i am living life and i do spend money if it makes me happy and nothing else Wink

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We must have a clear purpose in life first, to be wiser in using the money we have.
But unfortunately the younger generation now only thinks about their current life,
they are too focused on people's views and want to be famous on social media.
Therefore, it is very rare for young people to be diligent in saving or even investing to plan their future well.
Whereas for us to live a pleasant life in old age, we must prepare for it as early as possible.
So the government really has to provide a lot of education about the importance of planning for the future,
so that many young people do not spend their money on something that is too consumptive. Don't just think about your current happiness.
but we also have to think far ahead of how the life we want when we retire and live our old age.