Quote from: Viscore on Today at 09:48:01 PM

Quote from: uneng on July 24, 2022, 04:12:33 AM

Usually people get anxious and frenetic for new sources of income, to find new jobs, so they can maximize their patrimony as soon as possible, but many of them forget you don't accumulate wealth only when receiving money or being paid by others for a work. We can also decrease our expenses and stop third-partying tasks we can do ourselves, so at the end of a monthly cycle we will have earned more money to invest and make it grow overtime.

People create so many worthless fixed expenses nowadays. It can be monthly subscriptions of services they barely use, eating out too often, purchasing superfluous clothes, accessories and items in general just for vanity towards the society. Sometimes people have all the tools they need on their hands to finish a solid building, however, since they don't know how to use them properly, it will look like they constantly need more and more tools indefinitely.

It takes hard for people to realize that money is not gain through jobs or investments only, but also for having good discipline to earn by focusing on what is needed and get rid of those that are not essentials. Earning is one first step to save penny for future use. However, I believe that you could earn more and save more if you also have stable job or good investments that can provide you another source of income. That way, you will attain financial independence faster and easier.

This is why financial literacy is a big thing, there’s a quote saying that it’s not about how much you make or get from your salary, its about how much you save