Quote from: goaldigger on Today at 09:58:02 PM

Quote from: crzy on Today at 09:49:33 PM

This is why financial literacy is a big thing, there’s a quote saying that it’s not about how much you make or get from your salary that will make you liquid, its about how much you save. This has been my way of reminding myself not to spend beyond my limit, because I’m been through this situation already and I know the stress of spending too much. If you really want to become rich, you should know how to control your finances and stay rich for good.

A big yes for this, financial literacy will take you to a better place and no matter how much money you have its useless if you don’t know how to spend it wisely. Investing is a good thing, but the question is what are you going to do if you already achieve your financial goal? Having a good discipline is very important and we should not forget about this one while we are busy looking for other source of income.

Focusing on making money from various sources is good, but everything will be in vain if it is not accompanied by good financial arrangements.
There are so many people who have a large income, but in the end they experience a financial crisis, because of poor financial arrangements.
We must be wiser in spending our money, don't let us spend a lot of our money on things that are less important. Even though we have reached
the financial amount we want, it does not mean our future is secure. Remember, no matter how much money we have, it will run out if it is not
managed properly. Spending our money on investment is a step that we really have to do, but it would be better to diversify investments,
to minimize our risk.