Quote from: xSkylarx on Today at 02:16:13 PM

Quote from: Die_empty on Today at 09:26:35 AM

People are going back to cash because they believe that it keeps tighter control on their spending as living costs soar.

It is believed that cash helps people budget, as using it means you literally can count the pennies. Paying with a card or crypto currency make spending easy and convenient that sometimes one tends to overspend. Sometimes one might not even know the balance of his account but with cash you are always aware of how much you have.

What do you think?

What happens to me is the complete opposite. I can control properly my spending if it's on a digital wallet. I can easily monitor on the application's dashboard what I have and only withdraw how much I really need. If it's on fiat, I easily spend it until I will just realized that I'm almost running out of money. I guess it also depends on where country you are. If business establishments there still prefer the traditional way of payment then having digital money or crypto will help you to spend less.

In my case, digital wallet or transactions can be one tap away and it can be affected by your mood, boredom and frustration. Sometime you need a bit of fun and you'll go gambling with your digital wallet and sometimes you will lose and at the end of the day you'll regret that you've spent it on some boredom stuff. But in the other hand digital wallet can also give you convenience when doing errands and transaction you'll not need to go outside or physically present.