Though I am not a big fan of XRP but I would prefer XRP and ADA to invest now at dip. 70% investment would be into ADA and 30% into XRP.
If you aren't a fan of ADA and XRP, why do you choose these coins?
XRP still has a problem with SEC, I think it is quite risky to invest in XRP. But to invest in ADA is a good idea although I assume the increase in ADA price seems really as significant as other altcoins. Why you don't choose BNB, DOT, MATIC, or SOL? In my opinion, these coins are better options to buy than ADA and XRP.
There is no doubt that it would be great if OP chose BNB over XRP. XRP is still stuck with the SEC which makes it lag behind the new altcoins .
ADA is a good investment but they seem to be slow in implementing their blockchain, leaving many investors frustrated and skeptical. But for me it's acceptable as long as they keep working to make ADA better, Matic or Sol are also good alternatives.