I just want to add, only buy used goods, avoid using credit cards, maintaining health is more important than point 7.
If someone has a mediocre salary, of course it will be difficult to meet all the necessities of life, often expenses are greater than income.
but maintaining health is very important, especially those who do not have life or health insurance, everyone has a different standard of living.
post-covid everything is difficult, plus there is currently a global economic crisis, a global food crisis, everything is difficult.
we are faced with an unusual phenomenon. however, overall, the points you describe are very useful for the community.
Yes it is very difficult to budget money for the few weeks, even though I am working full time with a freelance job still it cannot support my family well, inflation really hits me so hard. It always makes me anxious, I need to manage my money wise, because if not, I will go to debt and cannot pay it instantly, I really hope that my coins will pump soon so that it can help me.
Without a doubt this is a difficult moment to be a freelancer not only because the inflation is very high and this is affecting everyone all around the world, this is also because all businesses are trying to reduce expenses as much as possible and the ones that are the first to resent this are the freelancers, as businesses decide to downscale their operations or to postpone any big expenses until the economy recovers, so hang on as much as you can and try to reduce your expenses until things improve.