If people are reluctant now it is because applying caution is far better than blindly jumping in. The days of launching an STO, IEO, ICO and other fundraising events to dupe gullible investors are over, the days of tokens and coins being sold to make teams wealthy while investors lost out such as in 2017 and 2018 are over.
I wasn't criticising anyone's jadedness by any means, believe me. People have good reason to look on any crypto project with extreme skepticism because of all the BS that went on during the ICO mania and all the crap ideas and outright scams that said mania birthed.
You are right, having detailed prospectuses will not help (but nor will having a part-anonymous team).
There's only one member who's choosing to remain anonymous (at least as far as I know), and personally I don't think that's too big a deal since all the money CC collects isn't being held by just one person, and also because there are some reputable members attached to the CC project. Even if it was just Hhampuz and DireWolfM14 running the show, I'd trust that this isn't some rip-off attempt. But that's just my opinion, and once again I'm remaining neutral. My point is that the member who's behind the official CC account isn't of huge importance; the other members obviously trust him/her, and there's an escrow team in place to safeguard the project's funds.
That said, it would be so much better if that person disclosed their identity. It'd put this discussion to bed at the very least.