Pretty tough to be wanting parents to teach their children proper financial education, knowing that a lot of parents don't even know how to simply budget. Hence why it's necessary for financial education to start at ages 16 or so at school.
On this basis, adults must be forced to master the basics of financial education as a prerequisite for marriage, since they cannot be prevented from having children outside of marriage.
Forced you say! How is this going to be checked if I may ask you, who would be doing the checking and what makes you think there won't be corners to it?
Anything born out of force won't work and people could actually pretend for a time being until what is in view is archived and afterwards, they are right back to there ways of lavish lifestyle.
You may not understand me well my friend.
This is only an idea and I know that it cannot give the required effectiveness since children can be born out of wedlock. The solution may not exceed the intensification of awareness campaigns for adults who have children to teach them ways to control the budget. Churches and places of worship can help implement these campaigns as well. Apart from this, the inclusion of financial education in the official educational curricula may not give the required results because each child has his own financial circumstances, and therefore I find it better that the educational role be entrusted to the parents.