one more time

at the point of you receiving msats and see it on your GUI you are not looking at any state/commitment. and trying to find a state/commitment is hard to do on a phone app (main utility wallet for people buying small price items like coffee/beer/sandwich(because no one takes a laptop with them into town))

upon someone seeing they received msat  they if they were a cafe or a store would hand over the goods. and "believe" they received the correct denomination that repesents the amount of sats they think they are promised..

but wont find out if they have been paid in full until the nd of the month when they finally settle up. (as settling hourly/daily is not the premiss LN nerds are pushing)
oh and you cant find out by running some LN explorer or bitcoin explorer to check your LN channel is correct because its all loaded into a phone app which your channel service provider gave you
..
however in bitcoin receiving a real bitcoin transaction. is settled, confirmed and you can check it anywhere .. and then hand the goods over. meaning no worry, trust, faith..
also with bitcoin after getting payment, you dont have to stay online 24/7 wondering if some middle man will steal your funds
.
bitcoin does not need watch towers, doesnt need someone else to be online just to accept a relayed payment. (doesnt need a hop agreement stage of multiple participants pressing accept or needing to share/borrow someone elses balance to to push a payment around a network