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Ty question- Based on your cumulative life experiences, can you share your best money advice with us?

Never increase the lifestyle when experiencing an increase in salary this is always a problem for young people and also most people, and never buy expensive items whose value drops very quickly and their use is not too important because later we will sell it at a very cheap price because of necessity, and always be disciplined to save because there will be important things that require and money quickly.

That is mostly happening nowadays. When people gets promoted from their jobs and receive a bigger income, they also try to level up their lifestyle and eventually increase their expenses, even spending more than their income. This is from my own experience, and Im not happy with it anymore since im drown now into more debt compared before. Always live a simple lifestyle instead, that way you can save a lot from your own income and benefit from it in the future.

There's nothing wrong with saving money for a better future, but that doesn't mean we should live too simply or too hard on ourselves. We work hard and finally, when we get a raise or better income, we can also reward ourselves after hard working days. We should enjoy it, but as long as we don't waste too much or fall asleep in the win, we continue to work harder and find ways to increase our income even more in the future. Don't be too frugal with yourself because we work to get there.

Rewarding our selves is also addictive since every month when we get our pay, we tend to reward ourselves and forget to save some money first. This also happened to me when I got my highest pay in my job: I rewarded myself every time I got paid, and later on I forgot to save. It's really better to save first before spending, but if we really need to reward ourselves to make us relax, let's do it just for a couple of months, and after that, we need to save for rainy days.