Quote from: Terezi on Today at 08:34:34 AM

Quote from: Marcellin9 on December 14, 2022, 12:05:31 PM

If you are in twenties or early thirties and remain single, earn $3,000 after tax per month, you will probably save $1,000 if you, let's say, spend $500 to $800 on rental, a guest bedroom in a shared house/apartment, $500 on food, $50 on utilities, $150 on phone/internet bills, $400 on commuting costs or gas/maintainance if you have a used car, $200 on occasional entertainment or others. This $1,000 savings will allow you to invest or place a house down payment when time is ripe. Is this possible based on where you live ?

It sounds easy, but few people are able to save a fixed amount every month. Because everyone has different living conditions, different abilities and different incomes, not everyone has enough money to save. When the income earned can only cover our daily needs, we have no extra funds to save.

It is easy to say that - but it is hard to do
At least for me it is very difficult to do - I have almost zero balance in my account at the month end and I am praying to God all the time to have mercy on me me and send me some money, then when I receive some funds - I go mad again and finish it. That is my routine.