Quote from: be.open on Today at 10:40:25 AM

In Russia, the service sector is underdeveloped, which in developed countries gives up to 70-80% of GDP. Also in Russia, the habit of living in debt is less developed, which also negatively affects the absolute figures of GDP, but is favorable for a healthier structure of the economy.

The "habit" seems to be developing quickly:

Quote from: https://iz.ru/1418015/elena-balaian/granitca-vozmozhnostei-11-mln-rossiian-ne-smogut-vyekhat-iz-strany

For the nine months of 2022, 10.9 million enforcement proceedings were issued to Russian citizens with restriction of the right to travel outside the country, Izvestia was told in the Federal Bailiff Service (FSSP). In the same period last year, 8.7 million people could not go abroad because of debts.

In total, from January to September, bailiffs had 110.4 million productions on execution. If we compare this number with the number of people not allowed to travel abroad, it turns out that approximately every tenth debtor in Russia is deprived of the opportunity to cross the border.