Collateral I do not understand how to do and without it is not possible to get a loan ?
You can learn about
collateral from here. Anyone may consider a non-collateral loan based on activity, merit, trust reputation), rank, etc. But regarding rank, reputation, and merit I do not think you will not get such a loan without collateral.
ok i understand this now it means my chance of getting loan is now zero percent thank you very much for sharing this
Edit:
You have not received any merit in 120 days.
Another reason is that I have no Merit in 120 days, this is the main reason loan without Collateral.