Quote from: bbeagle on April 11, 2014, 12:45:36 PM

Quote from: jonald_fyookball on April 11, 2014, 06:02:05 AM

are you really trying to convince a bunch of bitcoin fanatics that bitcion isn't suprerior to fiat? Or just hoping to spread some FUD to noob passerbys?

I don't know why bitcoin fanatics want to hide under a rock. There is no FUD in what skooter is saying.

There is a reason bitcoin is not catching on with most Americans. It's NOT better than fiat. You want to be anonymous? Carry cash. For other situations, credit cards are secure for the consumer.

Franky1's situations all make no sense. He obviously doesn't live the life most Americans do.

You card has been declined? Maybe in the 1970s it was something to be ashamed of, not now. It happens occasionally. That's why you carry an extra card in your wallet for that rare occasion. You don't? Pull money out of an ATM using your bank card? You didn't bring either? Maybe that girl should be worried about you.

The coffee shop scenario already exists. I can order at a Starbucks with my phone app and pay with a click of a button, the payment going to my credit card. No problems, nothing beyond a button press. Same at pizza places, the app remembers what I've ordered before. One click, I can get it again.

Really, there is no use for anything quicker or less expensive than what we have now. When I'm online, the merchants I use know my Credit Card numbers already. When I'm out, a simple swipe. It's easy.

Bitcoin is a solution waiting for a problem. International travel? I'm using my bank card to get out cash in the country's currency. And for Americans, most Americans don't even have passports - they never leave their country, so this is never an issue. Americans who do go beyond Canada or Mexico are not poor, so of course they have a bank card, or a credit card that charges no international fees, to get cash abroad.

Maybe the situation is different for poorer Europeans, but America doesn't have these issues. Oh, Western Union? It's a joke. I've NEVER found a reason I needed to use them outside the 1980s. Why do you need cash sent to you? Use your credit card. Or call someone to get their credit card number and use that.

Well you're right in the sense that Americans have a fairly seamless financial experience. The biggest reason I like bitcoin right now as an individual, is actually as a store of value (wealth management).

As a merchant, btc is obviously superior (credit card merchant fees are a killer)... And I think this will drive adoption.