Quote from: nurilham on Today at 09:42:51 PM

Quote from: solehdavid on February 27, 2023, 04:00:39 PM

The biggest barrier to achieving financial freedom is low income, people with low income cannot invest as they spend most of their income on basic needs and an unexpected health problem, job loss or other emergencies can reduce or completely deplete savings.

But let's assume that your income is enough to invest, one of the biggest barriers for people who fall in this part is the lack of knowledge on investing. it is very important to have enough knowledge and skills on personal finance management

Agree. Poor people won't think about investment, they only focus on their urgent needs. They have very limited money, they even sometimes have no money. So, how can they invest in Bitcoin, Gold, Land, or any other things? Poor people clearly have no chance to achieve the financial freedom. They may reach it if there is big help from the government.

While for people who have money, they should be easier to achieve it. Having sufficient knowledge isn't so hard if they are not lazy. Sure, investment requires enough knowledge.

Or simply that they are really that contented on what they had currently now.Im aint saying that being contented is bad but if there are still things which you would able to see that needs to improve and you do wish
up a life to have at least having more convenient or something that is really that abundant in terms of food,clothing and shelter then this is really just right that you should work more hard for you to attain these things.
There are really just that people who are really that too lazy even if they dont have that other works to be done and just simply sit down and pressing and hovering up their cellphones or simply with social
media which it would be more worth if they do have spend up that time on finding things which would be adding more source of income aside from their own dayjob.