But what will you do with the funds of your hot wallet? They will be lost ? 0.1 or 0.2 BTC is not an insignificant amount for many people on earth you know.
If you keep that much in a hot wallet, then its up to you to figure out how you want to leave it to your heirs. Simply telling your spouse about the location of your seed phrase back up would be my preference, but I also don't keep that much money in a hot wallet. I treat a hot wallet as I treat physical cash in my physical wallet, and I certainly don't wander around with thousands of dollars of cash in my pocket.
Unlike Bitcoin, we don't need to pay dozens cents of mining fees each time we make a transaction with cash, so we don't use Bitcoin in the same way as we use cash normally. And LN needs to dedicate rather large amounts of funds to the channels, if we want to use it smoothly, so it's not easy to keep a hot wallet with less than several hundreds of USD when we use Bitcoin frequently.
Why not? I don't think most of women really care about that to be honest. They don't marry men because they hold or not bitcoins, fortunately.
I'm not arguing that you should be showing off your bitcoin to entice someone to marry you, but rather you probably shouldn't be basing your entire marriage on lies and secrecy from your spouse.
[/quote]I'm sure there is a universe where all wives and husbands are fully transparent and can say anything to their partner, but it doesn't seem to be this one unfortunately
And the woman said, The serpent deceived me, and I ate.