I'm not losing my account, but many people do. And when it happens, for instance because someone gains access and changes the password, it's good to have a recovery option. That's one of the reasons I staked an address.
Note that "recovery options" are often a risk factor on their own. If a service uses SMS for recovery, gaining access to your phone is enough to gain access to that service. That's why I prefer not to enable recovery options, although a signed Bitcoin message is safe enough for me. If anyone gets access to my wallet, they have access to my forum account already.
I know that many people do lose their accounts but here we talk about improved security.
If a service uses SMS for recovery, that means that you have to leak your mobile number. Yeah, it doesn't need to be actually your phone number but I would avoid it. And I don't understand how can someone gain access to your phone that way? What does SMS recovery option has to do with your phone access?
If you use bitcoin address without transactions just for signing a message, okay but if you use it for transactions, I don't think your info is safe.
I have a lot of different passwords, strong ones with a combination of random characters, uppercases, numbers and special characters. I memorize them, type them regularly very frequently
I only remember a few passwords, but I use hundreds of different ones. Most of them look like "(f#L!{p[oKGzz[2aV$'[P6!n$", and I'm not even going to try to remember them.
That's the type of password everyone should be using. It's your choice if you try to remember them or not but believe me, if you try, that's not difficult to remember. Type that hard password frequently for months, for a year and then you'll realize that you have memorized it so well that you can type it with your eyes closed.
Tor without VPN is a bad idea, you should hide your Tor activity from your ISP. It's always good idea to use Qubes OS, a Linux distribution instead of Windows and combine it with good VPN and Tor. I'll use this moment and share a
List of VPN Service Providers - 2023A VPN is a central point of
failure potential spying, so that's why I do not blanketly recommend using VPNs. They have their use cases, but may not be a good idea for everyone.
Is it better idea to show your ISP that you are using Tor? Don't you think it's alarming? You may use tor just for your privacy but a lot of people use it for illegal activities, your ISP doesn't care what your actual purpose is, your are under their radar.