A bigger home or a new car is not important for me in life and wouldn't bring me much happiness. The most important goal for me and my family is a good health. Just recently I lost my step dad due to a serious illness. He worked all his life and had his whole retirement age planned out and covered with private retirement insurance. Before he even reached his retirement age he got diagnosed and died before becoming 68. That's why there is no point in planning too far in the future if we don't have the health to enjoy the time. I would rather go on a nice vacation with my family than to buy something new for myself. The important thing is to spend time with the people you love a hope that they stay healthy as long as possible. All the money in the world doesn't matter if you are just laying in your bed all day.
Based on my experience money is everything, without having money we can't happy and get rest at the old age, I have planning above 60 years old stop working and get retirement having enough money saving in the bank or several assets in cryptocurrency keep help us how to increase every day.
I am so sad with many people still working until they have been older because less take care from government based on happen in my country, some of them less controlling or how good management with their money. Need have saving fund and we can't work every day until the end of our life so saving can help us keep continue how to get daily needed without working.