Quote from: JamesBorn on March 05, 2023, 07:18:35 PM

Today I can boastfully said this not to impress you or give you a plan but is good to plan your life, know what you want per time, avoid impulse buying, avoid competition, avoid extravagant lifestyle, have a routine, draw your scale of preference, learn forgone alternative principles. Life on earth is short if you can't get it right, and life is hell if you're not living it right.

I agree with this because indeed we have to manage what makes us better in life, one of which is financial management, consciously or not realizing that if we don't have a plan that meets our needs, it will always be easy for us to spend our money on shopping, and the most difficult is being in a position this is our life will always be stagnant and maybe there will be no significant progress and only revolves around style and work for life.
Unnecessary buying is stupidity that is inevitable, therefore the importance of proper planning in doing it, I realize that we also have the freedom of the money we have to spend as we wish, and sometimes I also do that for stress medicine or whatever what makes the heart happy, the most important thing is that we are able to limit how much money we spend on unnecessary things.

Quote from: Kadal Ijo on March 28, 2023, 03:06:31 PM

I've tried to avoid unnecessary expenses, unfortunately it's very difficult and stressful, it's better to think about making extra money than traditional thinking of reducing expenses, and surely as long as we are optimistic we can make ends meet in life.

Yes, that's a good step that maybe you can take and fulfill what you dream of. I think people who have financial planning are those who think long and hard about their lives, being aware of unnecessary expenses is the key to being able to live longer.
I think if you do like that continuously you will experience chaotic stabilization in finances if your income does not meet your wishes and at the same time you will experience difficulties if an accident occurs, of course someone who plans expenses or manages finances so that this never happens .