Quote from: Uruhara on April 13, 2023, 07:25:38 PM

Everyone who understands and thinks about the future, of course they will always try to save when their financial condition allows for this. but for some people, sometimes there are situations where it is very difficult to set aside money. because their income is not that big and only enough to meet their current needs. but making a more efficient lifestyle can help us to be able to save even though we don't have a large income. and saving is about habit. so need to get used to it from the start. can start with small savings but discipline and consistent.

As humans, we always have some primary needs and some secondary needs. Those things that we don't really need at that moment, those needs that can wait for some moments before we settle them, it's usually okay to set aside those needs at least for another month and save the money you would have used for them (set aside the need, save the money); maybe next month you get them. For example, let's say I need an earphone. While I still have an old earphone, I can manage for a month or two, so probably I can still set aside the money I intend to spend on the earphone and perhaps get it when it's totally bad. By then, I would have saved the money for that month and used my next month's salary to purchase it.

Quote from: Salahmu on April 15, 2023, 08:46:01 PM

Is always good to save money while you can, even if your salary is not much, saving a little from it is very important, should incase of emergency, because the need can arise any moment, for instance during the global Pendamic there was lack of money and Economy was down, so many people suffered to feed due to inability to save while they can.

I agree with you. no matter how little a person earns, that is when you will know if they have the ability to save. There are people who earn a huge amount but don't save because they don't know how to save. but someone who is even earning a little is able to save. I just noticed that human beings ability to save is a skill that some people are bound to develop out of self-discipline, while others are just born with the skill already, some people don't have it at all so they can't save money. Also, some people's ability to save depends on being influenced by their friends and upbringing. There was a time in my life when my grandma would say to me, "Son, you need to save so that the day you don't have any money, you wouldn't be stranded but rather you would have your savings to save you from any emergency you might find yourself in. Is good to just save little by little forgoing some secondary needs for another time, no matter how small the salary is.

Quote from: kingvirtus09 on April 15, 2023, 09:15:05 PM

If you are not a capable person, you will not be able to accumulate savings in the future for emergencies or unexpected things that will happen to you at the time you need them. And there are also many options for you to save, either fiat itself or cryptocurrency such as Bitcoin,
it's up to you what you choose. But if you ask me, Bitcoin or another cryptocurrency that has the potential to bring you income is better.

@kingvirtus09, It is good to invest or save in Bitcoin as long as you are willing to hold it and not be a weak hand that will sell when the market is bearish and dipping. It's also good to have some fiat savings for emergencies; I don't think it's really good to save Bitcoin for emergencies due to how emergencies can just arise at anytime, which could force you to sell off your Bitcoin when the price is still low. I will suggest that one invest in Bitcoin while still having some fiat.