Quote from: Supreemo on Today at 03:39:55 AM

Quote from: DevilSlayer on April 23, 2023, 10:00:29 AM

Quote from: CarnagexD on April 23, 2023, 09:49:02 AM

Quote from: cafter on April 21, 2023, 07:13:26 PM

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

It is all risky. Not investing itself is risky. Disregarding the opportunity to make money is risky. If you're unwilling to take and accept risks, then you won't allow yourself to make great returns.

I would say, don't risk it all. Start small. Then over the course of time make it bigger. Gradually. Invest the first 20% of your savings, then increase it as you progress your understanding and make yourself comfortable with the market. Do not rush. It's your funds after all so you are in control. It's normal to be fearful, but it is not when you limit yourself because of your fear.

Quote from: Supreemo on April 23, 2023, 08:54:42 AM

as what most people would say that there are some opportunities that could be acquired outside your comfort zone, that is what it literally means. taking risks is necessary sometimes since you cannot move forward in life if you won't be able to do that. the problem is sometime there are people who doesn't think twice when it comes to risks and just literally jump forward into the fray without hesitation. in life also there are things we call "calculated risks" and that describe into something that is decided through so many simulations before risking.

As you take calculated risks, you are also taking statistical guesses. It's all maths, numbers, and probabilities. No emotions at all. Because in face of financial risks and oppotunities, you must not be fearful or greedy. You should be a able to rational, logical, and be able to create high quality decisions.

for you to be a man, you should take risks. If you do not take any risks then it is simply means that you are wasting the opportunity that have given to you. People think that investing is risky without knowing that their 9-5 job is more risky than it. Think about it, you are spending your time for other business and it takes away your freedom not only financial but also the time freedom because there are certain rules and regulation that you should follow.

The rich people do not have people above them, they are the one who creates their own rules that's why they have freedome not only financially but also time freedom. Instead of focusing on 9-5 job, it is better if you will make an investment or create a business that can help you generate income. Is that risky? of course it is but it has less risk than applying and staying on 9-5 job. Pick your thing, you want to become rich or if you want to stay broke?

when i was 15 i was given a chance to fully develop my own spending habits and manage my own finances, and one thing i have learned through that is why our parents wants us to finish our studies and find a decent job to have a stable source of income. the main reason for that is survival, once you have a decent job you can say that you are good to go in life, but the problem comes after being stagnant on that kind of mentality. often times when employees have decent job to depend, they remained stuck on that position as long as they are productive and can still work, and that's what prevents them from taking risk since it is also understandable from their perspective leaving their jobs just to jump to something not so sure. the funny thing is that even if we deny this fact, most risk takers are literally not contented on where they are currently in life. we also know that it isn't a bad thing to be selfish sometimes and be greedy as long as we do it in moderation which some risk takers took it too far.

I agree with your observation that having a stable source of income is important for survival, and that many people become complacent and hesitant to take risks once they have achieved that stability.

However, I don't necessarily agree that risk takers are not contented with their current situation. In fact, many risk takers are motivated by a desire for growth and improvement, and are willing to take calculated risks in order to achieve their goals.

It's true that some risk takers may become greedy and take things too far, but this is not necessarily a characteristic of all risk takers.