The lending section works a lot, from time to time I go there, out of curiosity more than anything else, and I see several active threads where several members,
that DireWolfM14 compiled in a thread, offer loans to the community and those who take them in almost all cases return them precisely because those who lend take precautions.
That list hasn't been updated in a while, so the rates may be inaccurate, and many of those lenders haven't been active for a while. Darkstar_'s, Shasan's, and Zazarb's threads remain very active. There are other members who are active on the forum, but their threads haven't been getting much traffic.
By the way DireWolfM14, I don't see you on the list of lenders but it sounds to me that at least for a while you were a lender, is that right?
Yeah, there was a time, but I had a couple large loans defaulted, and covid made me really busy IRL so I stopped offering loans for a while. The thread is still there, but I locked it. I may return to it at some time, but these days I see people mostly wanting to borrow stable alts which I don't care to own or hodl for... reasons. I still lend to a select few folks who ask privately or post their own loan requests in the lending board.